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Help-To-Buy

Help to Buy is a Government backed initiative aimed at making new homes more affordable to first time buyers and existing homeowners alike. With Help-to-Buy you could purchase a brand new Kierish home with as little as a 5% deposit.

Up until recently there were two variations of the Help to Buy scheme – ‘Mortgage Guarantee’ and ‘Equity Loan’. Equity Loan is only available to people looking to buy a new property, whilst the Mortgage Guarantee covers both new builds and existing homes, however, this scheme ended on 31 December 2016. 'Equity Loan' offers buyers the opportunity reduce the size of your deposit, take your first or next step on the property ladder and potentially secure a more competitive mortgage rates.
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Breakdown

You’ll only need a 5% deposit

Obtain a 20% equity loan from the government

Buy your home with only a 75% mortage

Available on all new builds up to £600,000

Am I Eligible ?

● Help to Buy is available to both first-time buyers and existing homeowners

●You must be an individual purchasing your new home to live in – so you wouldn’t be eligible if you were looking for a second property or buy to let Equity loans via Help to Buy are available on new homes valued up to £600,000

●You must have a deposit of at least 5% of the purchase price

●Once your application has been approved, we will ensure the purchase of your new home runs smoothly and provide exceptional after-sales care.

GOT A QUESTION? ASK US?

Register your interest with us today for more information on the services that we can offer you